Should I buy a house or invest in house rent in Guwahati? What will be more beneficial for me? Am I financially ready for either?
Well, asking ourselves these questions isn't out of place, especially with real estate inGuwahati growing steadily. With the real estate market booming and top builders in Guwahati introducing world-class residential projects, the buy vs rent debate is more relevant than ever.
Now, Uttarayan Group, with over 15 years of experience in Guwahati's real estate market, has helped hundreds make this very decision. And their biggest learning-it's never one-size-fits-all.
With rising prices, flexible rental options, and the availability of luxury flats in Guwahati, both buying and renting have their own advantages.
Here's a breakdown to help you make the right financial choice in 2025 and decide whether to buy or go for house rent in Guwahati based on data, local insights, and real examples.
Buying a home in Guwahati offers more than just a roof over your head-it's a step toward financial stability and asset creation. When you buy a house, you do not just invest in a place to live in, but also in long-term financial security.
Long-term investment opportunity: When you consider to buy flats in Guwahati against house rent in Guwahati, you opt for long-term gains. According to 99acres, property prices in Guwahati appreciated by 6-8% in 2024, and with key players like Uttarayan focusing on infrastructure development, this trend is likely to continue on the growth trajectory.
With continuous expansion in key localities like Lokhra and VIP Road, buying flats in Guwahati is becoming a
wise
wealth-building strategy,
says Anurag Deka, RERA-certified property expert.
Freedom to customise your space: Who doesn't love building their dream home the way they want, right? One of the most overlooked perks of homeownership in the debate on buying vs renting a house is customisation. You can own it, style it, upgrade it, and there isn't any landlord approval drama attached to it.
EMI replaces rent: To be honest, if you ask me, I would any day prefer to pay EMI instead of rent year after year. House rent in Guwahati isn't cheap, and every EMI we pay brings us closer to fully owning our home, unlike rent. So, instead of spending INR 20,000 - INR 25,000 each month on rent, convert that amount into EMI.
Smartness reminder: Over time, your property will appreciate in value, turning into a valuable asset.
Initial costs are high: Yes, it is true that despite being a long-term investment opportunity, the initial costs of purchasing a home are high. A home purchase requires a 20-30% down payment, in addition to the registration and legal costs.
Tip: Planning in advance will help ease the load and prepare you better financially.
Maintenance is on you: Buying means taking care of plumbing issues, repairs, and general upkeep, unlike renting, where it's the landlord's responsibility. As homeowners, you would be responsible for ensuring timely maintenance and being aware of the needs of your home.
View premium 2BHK and 3BHK options built by one of the most trusted builders in Guwahati.
While buying a home is an appealing option, renting may better suit some people's lifestyles or financial situations, especially if you need more time to explore Guwahati or aren't financially ready to buy.
More flexibility: Renting made more sense for professionals like Rakesh (32), an IT consultant. He wasn't sure where he would settle long term, so renting near his workplace helped him save time while exploring different neighbourhoods. Renting is a great option for those who have to frequently relocate and do not want the pressure of selling a property.
Low upfront costs: Anyone with a tighter budget can look forward to house rent in Guwahati, as it requires less initial investment than buying. It only requires a security deposit and a few months' rent in advance as your guarantee.
Opportunity to explore: If you haven't decided yet where you wish to settle down in Guwahati, then renting can be a great opportunity before settling down permanently.
Rising rental prices: House rent in Guwahati isn't getting cheaper by the day, and rent is expected to increase. As per Financial Express, house rent in metro cities like Guwahatigrew by nearly 7% in 2024. That monthly INR 20,000 adds up quickly, with no equity or asset in return, and can affect your plan to rent or buy flats in Guwahati.
Lack of asset building: With renting, there is no opportunity to build equity or gain ownership of a property. Plus, there is very little scope for making modifications to one's living style in case of any difficulties. Sadly, rent money is an expense, not an investment.
Explore rental-friendly flats at Uttarayan, which are ideal for working professionals and families.
Here's a quick side-by-side:
Data sourced from 99acres, Housing.com, and RERA Assam (Q1 2024)
Disclaimer: Prices and costs may vary by location, builder, and project.
Many believe that luxury flats in Guwahati are out of reach. However, trusted builders in Guwahati like Uttarayan Group are offering 2BHK and 3BHK flats with world-class amenities-at prices that are surprisingly accessible.
Discover luxury living at Uttarayan-smart homes with a clubhouse, gym, and more.
The conflict between buying vs renting a house can be challenging, but ultimately, the decision should be a balance between your financial situation, lifestyle, and long-term plans. It must also align with your personal goals.
Guwahati's real estate market is on the rise, and both options have advantages if timed right.
What's best for you? The right decision takes time and should be based on every factor affecting the decision. But one thing to remember is that property prices are on the rise, and 2025 might be the perfect time to invest-buying or renting.
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1. Is buying a house in Guwahati a good investment in 2025?
Yes, buying flats in Guwahati will be considered a strong investment, considering that real estate prices are appreciating now.
2. What are the advantages of renting a house in Guwahati instead of buying?
Renting is a great option if you are new to the city, uncertain about your permanent stay, or prefer not to commit large amounts for property ownership.
3. How much should I expect to pay for house rent in Guwahati in 2025?
On average, house rent in Guwahati for a 2BHK flat in a good locality ranges from INR 15,000 to INR 30,000 per month. Rent prices have seen a steady rise in recent years due to increasing demand.
4. What factors should I consider when deciding between buying vs renting a house in Guwahati?
Consider your budget, long-term financial goals, job stability, and lifestyle preferences. If you plan to stay long-term and can afford the initial costs, buying flats in Guwahati may be a better choice for building equity. If flexibility and low upfront costs are more important, renting might suit your needs.
5. Are luxury flats in Guwahati worth the price?
Yes, luxury flats in Guwahati offer high-end amenities such as gyms, swimming pools, and security, which can enhance your living experience. With trusted builders like Uttarayan Group, you can find luxurious homes that offer both value and comfort.
6. How do I find affordable flats in Guwahati?
You can explore listings from trusted builders in Guwahati like Uttarayan Group, who offer both budget-friendly and luxury flats with modern amenities. It's also advisable to look at property aggregators such as 99acres or Housing.com for a range of options.
7. What should I know about the initial costs of buying a house in Guwahati?
The initial costs of buying a home include a down payment (usually 20-30% of the property's value), registration charges, legal fees, and additional costs like home inspection.
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